What to fund and how
WHAT IS FINANCED
CGI Finance finance boats and yachts from the pleasure boat sector; one-offs and prototypes are unfortunately excluded.
CGI Finance finance boats up to 10 years of age. Boat age and contract term should not exceed more than 20 years (exceptions possible on special demand).
THE FINANCING PROCEDURE
A step-by-step guide to your acquisition of your dream boat.
Step 1: Credit Check
The credit assessment starts as soon as you decide on a suitable sample quote and you send to our broker, go boating Finanzierungsmakler the necessary documents. We will take a couple of days assuming all information is available to us.
Step 2: Conclusion of the Contract
You will receive your contractual documents shortly after your financing request has been approved by us. Please send the signed documents back to our broker via e-mail and via mail in their original form.
Step 3: Payment
We will then disburse the financed sum after the cancellation period of 14 days has elapsed, subject to receipt of all necessary documents.
Step 4: Security and Boat Registration
Your loan will be secured by either a mortgage or a pledge. New boats costing more than €150,000 as well as all boats already registered will need to be registered in the Dutch Shipping Registry. We will register a marine mortgage. For other boats we will ask for a pledge.
Step 5: Flexibility of the Contract
A loan enables you to adjust your monthly payments or make partial or full loan repayments at any time. The maximum fee for consumers (financed amount of less than €75,000) when repaying their loan early is 1% of the amount repaid.
Step 6: End of Financing
At your request, the credit contract can be cancelled very easily. The maximum fee for consumers will be 1% of the outstanding credit sum.