Terms and conditions apply. Loans will be subject to a customer approval, a satisfactory affordability assessment and a good credit history. A security will be placed over your boat in the form of a mortgage. Your boat may therefore be at risk if you do not keep up the repayments on your loan.Deemed authorised and regulated by the Financial Conduct Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.